Anti-Money Laundering and Countering Financing of Terrorism (AML / CFT)


Important: From 1 October we may require further information

From 1 October 2018 we may be required to undertake Customer Due Diligence (CDD) in order to comply with our obligations under the revised Anti-Money Laundering and Countering Financing of Terrorism Act 2009.

The information we may require (if any) depends on the type of work we are delivering for you. If required, we will need this information prior to undertaking any work on your behalf.

When we receive instructions from you in the future, or if there is a material change in the nature of your work, we will let you know if we need to carry out CDD and, if so, what information we need.


Proof of identity (name and date of birth)

Below are some examples of what is acceptable.

Option 1

One form of primary photo ID:

  • New Zealand or overseas passport
  • New Zealand firearms licence
  • New Zealand Certificate of Identity
  • New Zealand refugee travel documentation
  • Emergency travel document
  • National ID card


Option 2

One form of primary non-photo ID:

  • New Zealand or overseas birth certificate.
  • New Zealand or overseas citizenship certificate.
  • New Zealand or overseas marriage certificate.
AND one form of secondary photo ID:

  • New Zealand driver licence.
  • 18+ Card.
  • International driving permit.


Option 3

  • New Zealand driver licence.
AND one of:

  • Bank statement issued by a registered bank (dated within the last 12 months).
  • Credit card, debit or EFTPOS card issued by a registered bank.
  • New Zealand/overseas marriage certificate.
  • SuperGold card.
  • Community services card.
  • Document issued by a government agency (dated within the last 12 months.


Proof of address

Below are some examples of what is acceptable.

They should be on letterhead and dated within the last three months:

Utility or rates bill.

Document issued by a registered bank (e.g. bank statement).

Document issued by a government agency.

Local council notification/demand.

Court document.

Rental tenancy agreement.

Inland Revenue tax notice/certificate.

Electoral role papers.

Insurance policy document.

Vehicle registration notification/demand.

Non-bank financial institution statement.

Letter from educational institution.



We may need further information depending on specific services we provide for you.

Documents for this may include:

  • Your occupation and where you do business
  • Whether you reside in or have income from a high-risk jurisdiction
  • Whether you are a Politically Exposed Person (PEP)


For trusts, we require detailed information about trustees and beneficiaries.

For companies we need detailed information about directors and shareholders.

We may need to verify the source of funds for certain transactions for both trusts and companies.

We will be in touch with those affected over the coming months and if you have any queries, please do not hesitate to contact us.


Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.



What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, phone number or other details to help you with your experience.

When do we collect information?

We collect information from you when you fill out a form or enter information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To follow up with them after correspondence (live chat, email or phone inquiries)

How do we protect your information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.
kept for more than 60 days in order

Do we use ‘cookies’?

We do not use cookies for tracking purposes

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.that make your site experience more efficient and may not function properly.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.


Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users.

We have not enabled Google AdSense on our site but we may do so in the future.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at:

According to CalOPPA, we agree to the following:
Users can visit our site anonymously.
Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.
Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:
• On our Privacy Policy Page
Can change your personal information:
• By emailing us
• By calling us

How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It’s also important to note that we do not allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not specifically market to children under the age of 13 years old.
Do we let third-parties, including ad networks or plug-ins collect PII from children under 13?

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify you via email
• Within 7 business days

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.


The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.
16 Wear St
Oamaru, 9400
New Zealand
03 434 7944

Last Edited on 2017-12-16